About Lexington Investment Counsel

Investment consulting involves an ongoing evaluation of the client’s comprehensive wealth management goals and the progress toward an investment objective. Lexington Investment Consulting Process

Lexington’s Guiding Principles

1. Comprehensive Planning and Collaboration
Lexington pro-actively pursues collaboration with the client’s advisory team, i.e. CPA, attorney, insurance agent, to ensure a comprehensive understanding of the client’s financial situation and wealth goals. Lexington considers all the assets and liabilities contributing to the likelihood of the client successfully achieving their financial and lifestyle goals. Target Rate of Return: The portfolio is constructed in accordance to a calculated TARGET RATE OF RETURN (TROR). The TROR is the result of considering the client’s financial goals with respect to current cash flows, income, expenses, tax circumstances and potential inflation.

2. Cost and Tax Efficiency
Lexington strives to educate the client on all expenses impacting the portfolio and provides advice as to how to reduce costs. An understanding of the client’s comprehensive financial picture and pro-active collaboration with the client and their tax advisors can lead to tax minimization strategies designed to improve the portfolio performance and efficiency.

3. Independence and Strength
Lexington works diligently to be unbiased and avoid conflicts of interest in its advice and counsel to clients. Lexington receives no commissions, or other compensation for products recommended to best achieve the client’s financial goals.

Lexington believes the client’s interests and asset safety are best served by collaborating with industry leading firms for:

Custody of Assets
Lexington does not custody client assets. Custody of securities is maintained at financially strong and industry leading companies such as, Schwab Institutional, T.D. Ameritrade, Fidelity, etc.

Research
Lexington utilizes independent sources of manager research, asset allocation advice, and forward looking economic opinions. Our business model is designed to offer objective advice centered on the client’s needs and not to advance the marketing and sales of investment products.

Performance
Lexington utilizes independent performance measurement and reporting firms to provide the client with financial reporting of all investments, including those not managed by Lexington Investment Counsel. Financial reporting by an independent third party can provide the client with confidence they are receiving accurate and timely information about their portfolios.

4. Oversight
An investment committee of Lexington representatives oversees the construction of and management of client portfolios. Ideas and risk-reward characteristics of client’s portfolios are vigorously discussed and developed for the client’s benefit.

Lexington Investment Counsel utilizes state of the art technology to assist with the daily monitoring of client’s asset allocation and periodic rebalancing requirements.

In Summary

We understand you have sacrificed much and worked hard to build your wealth. Lexington’s mission is to provide you and your family the relationships and control you desire to have the best opportunity to achieve your financial and lifestyle goals by delivering superior ideas, solutions, care, and service.